Olga Smith was born to Jose and Celia Avila. She attended school in Topeka. She helped her parents open the restaurant Pepe and Chela’s in Topeka in 1986. The family operated the restaurant, which specialized in Mexican cuisine, until 2013. She and her husband, Shawn Smith, live in Topeka and have teenage sons.
Smith was elected to the Kansas Historical Foundation Board of Directors in 2016.